TitaniumTeddyBear

Words so strong they have splash damage.

The future of music is intergalactic reality game shows!

Friends, I recently read this article.

It is a very interesting piece about how digital downloads of music seem to be dying in favour of on-demand streaming services.

The basic logic is that since everyone has access to the Internet pretty much whenever they want, and because streaming offers numerous benefits over downloads, and because streaming simply is more popular than downloads right now, music companies might as well get rid of digital downloads and just use streaming.

Makes sense right?

Well, yes and no.

Because the problem with a streaming service is that you you never actually own the music, so if the service goes away you’re left with nothing, even if you’ve spent a fortune on it.

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This isn't aimed at America, it's mostly aimed at the Democrats.

This isn’t aimed at America, it’s mostly aimed at the Democrats.

Well, this is a sad fucking day.

Not only is an election being won by a puffed up buffoon with tiny hands and massive insecurities but the people who are supposed to make sense of this chaos have decided to take leave of their reason and blame the whole thing on bigotry.

But that doesn’t make sense.

America has a problem with bigotry, sure. But it’s not like the place suddenly got more bigoted over the past few years.

No, this election wasn’t won by bigotry.

It was lost by elitism, from both the Democrats and the Republicans.  continue reading…

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And by "party" I mean "unstable approach to the economy".

And by “party” I mean “unstable approach to the economy”.

So, according to Last Week Tonight people in the US have started bundling together sub-prime car loans as an “investment product” just like they did with home loans before the 2009 financial crisis.
 

We are meant to believe that this can’t cause another crash because car loans make up quite a small part of the loan market.

The problem with this argument is that the loss of the mortgage market didn’t cause the financial crisis, it was just the trigger.

It only caused massive secondary effects because the entire system was unstable, and it still is.

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